For a few hundred dollars, experts using high-tech gadgets, and computer models will analyze your home, work out in detail all the ways it’s wasting energy and tell you what you can do to stop it.

How An Audit can reduce your energy bills

1. An audit can help you rethink your heating and water systems,
2. Identify possible sources of renewable energy, from solar paneling to a geothermal heat pump.

Implementing the above changes can help you save money over time. Another thing is you will be playing your part in helping the environment.

To find a home energy auditor check for credited auditors at Building Performance Institute

If you believe the loss of Iphone exclusivity will have a negative impact on AT&T, with subscribers jumping over to Verizon or slowing subscriber growth then you can profit from the loss by shorting AT&T stock.Talk to your broker about the possibility of shorting AT&T stock.

What AT&T Thinks?

According to AT& T filing with SEC, “We do not expect any such terminations to have a material negative impact on our wireless segment income, consolidated operating margin or our cash from operations,” AT&T said

AT&T said more than 80% of its contract customers are on family or business plans that are less likely to see turnover.

What Business analyst are Saying,

Some surveys are telling us as many as 23% of AT&T users are likely to switch to Verizon when the Iphone goes to Verizon.

It’s hard to predict the impact of the loss of Iphone exlusivity, any position an investor takes on AT&T stock now will be speculative.

If you are interested in investing in Solar energy you can invest in stocks of companies supplying the solar industry. The following companies were featured in a Businessweek article on Solar Energy.

SMA SOLAR

a German producer of inverters, which convert the direct current produced by solar and wind into alternating current that can be used on the grid.

SATCON TECHNOLOGY

is the largest manufacturer of utility-scale inverters

POWER ONE

Maker of inverters

ADVANCED ENERGY INDUSTRIES

Also maker of inverters

STR HOLDINGS

Which makes adhesive encapsulants, the ethylene vinyl acetate sheets used to weatherproof solar panels and prevent yellowing. Demand for STR’s products is strong, with half the world’s solar panel makers signed up to use them

FIRST SOLAR & SUNPOWER

Photovoltaic panel makers

Source businessweek.com

Thomas Kaplan gold forecast

Kaplan says the big rally is still to come. It’s not riots in the streets he envisions, but a more fundamental case of demand outstripping supply as gold becomes a currency in its own right.

Gold Stocks he is holding

Thomas has invested in in Vancouver-based mining company NovaGold Resources. Other investors in this mining operationg include George Soros & John Paulson.

Best Thomas Kaplan quote

“People view gold as emotional, but when they demythologize it, when they look at it for what it is and the opportunity it represents, they’re going to say, ‘We really should own some of that.’ The question will then change to ‘Where do we get the gold?’ “

Source Businessweek Gold Evangelist

According to an article in businessweek. Some of the famous billionaire commodity investors who have invested their money in it are, George Soros, John Paulson and  Thomas Kaplan.

Eldorado Gold Competitive advantages

The only North American mineral operator with mines in China. Which places it at a strategic position to take advantage of the booming Chinese economy.

The company has low cost strategy, Eldorado aims to keep the costs of mining, processing, transport, and selling around $375 an ounce.

When you think about that low cost strategy, gold could fall dramatically from its current heights around $1200, and Eldorado would remain profitable.

Many Web sites offer home valuation information free or for a fee. One online site offering a free tool is Realtor.com, the official site of National Association of Realtors.

The Home Values tool on REALTOR.com can show you what houses around yours have sold for recently.

Try the tool at Realtor Home Values

You can get this information by talking to Realtors located in the neighborhood. You may also talk to neighbors who have sold their properties. You can even go further and talk to people who have just bought a house in the neighborhood and ask them how much they paid for the home.

Another option is go to neighborhood open houses. Open houses are a good opportunity to view comparable homes for sale in your neighborhood and chat with real estate professionals about the local real estate market.

Pay a few hundred dollars to get your house inspected before you put it on the market. Then arrange to make any necessary repairs yourself. (In most states the law requires you to disclose to potential buyers any defects of which you’re aware.) “Taking care of any inspection issues upfront helps sellers limit the points that buyers can negotiate on,” says Pat Lashinsky, CEO of the national brokerage ZipRealty.

The best way to find the lowest mortgage rate is to compare lenders loan terms with those of others online. The following websites provide services for online mortgage quotes.

American Lender Resource

“one-stop shopping” for consumers seeking lenders with the knowledge and information they need to make the best home financing decisions for themselves and their families. Visit Website American Lender Resource

Mortgage Quotes

A detailed website providing a section for advice and articles. Visit website Mortgage quotes

Shoprates

Another well designed website packed with ton of information to help you naviagate around the mortgage market. Visit their website shoprates

Zillow Mortgage Marketplace

The best place to shop mortgage quotes anonymously. Visit website Zillows

Loan Network

It is not just about mortgage loan, they also provide quotes on student loans and auto loans. Visit site Loan Network

UK Online Mortgage loan quotes

Mortgage Quotes UK Visit site Mortgage quotes

Go Direct UK. Visit site GO Direct