Daily Investment Tips

If you live in Miami and you need a financial advisor you may look at the list of top 100 financial advisors in Florida by Barron Online.

On that Barron list the following financial advisors were ranked among the top 100.

1. Patrick Dwyer of Merrill Lynch was ranked no 1 on the list

2. Michael Wilson of Merrill Lynch was ranked no 31 on the list

3. Alexander Fernandez  of Morgan Stanley Smith Barney was ranked no. 32

4. Matias Cavalieri of Morgan Stanley Smith Barney was ranked at No. 47

If you are not interested in the highstreet financial advisory firms you may look at independent financial advisors around Miami.

1. Ashley A. O’Kurley of John Hancock Financial Services
2. Luisa M. Bravo of L. M. Bravo & Associates
3. Richard G. King of Richard G. King Insurance Agency, Inc
4. Jorge E. Mercado, of Jorge Mercado & Associates, Inc
5. Donald Allan Brown, of Brown & Associates

written by Constantine Njeru \\ tags: Alexander, Amp, Ashley, Barron, Cavalieri, Financial Advisor, Financial Advisors, Financial Advisory Firms, Independent Financial Advisor, Independent Financial Advisors, Insurance, Insurance Agency Inc, John Hancock Financial, John Hancock Financial Services, King Insurance, Luisa, Merrill Lynch, Michael Wilson, Morgan Stanley, Patrick Dwyer, Smith Barney, Stanley Smith

Roger Coleman, Morgan Stanley Smith Barney was ranked number one on 2010 Barron list of top 100 financial advisors in the state of New York.

Roger Coleman Investing advice

Roger Coleman preaches diversification, and has his managers following a Morgan Stanley model for global allocation: about 30% in bonds; 45% in equities; and 25% in alternative investments.

written by Constantine Njeru \\ tags: Alternative Investments, Barron, Bonds, Diversification, Financial Advice, Financial Advisors, Financial Investment, Global Allocation, Investing Advice, Investment Tips, Morgan Stanley, Roger Coleman, Roger Smith, Smith Barney, Stanley Smith, State Of New York

We all know Apple shares are the hottest shares on wallstreet. In two years the stock as raced from $80 to the current $ 270s.  The rally has been driven by the success of the Iphone and now the Ipad. So, what could go wrong? What could spoil the party of the decade?

According to an article on barron online. The writer raises some red flags on apple stock , he quotes analysis by Bernstein Research analyst Toni Sacconaghi.

If you are considering investing in apple stock, the following is a list of five concerns and potential pitfalls for Apple stock or Apple shares.

1. Apple’s market cap is too large for it to outperform, and its image has migrated from underdog to Silicon Valley bully, which will increasingly pit competitors against it. He notes that both Microsoft and Cisco went on to under-perform the market when their shares hit the top of the Nasdaq market cap list. Another issue: Apple’s size means that it can no longer fly under the radar against its competitors, and there is increased risk that competitors will increasingly look to cooperate with each other and potentially undermine Apple.
2. Increased regulatory scrutiny threatens to undermine Apple’s powerful iOS ecosystem. He notes that Apple has begun attract the attention of regulators, “with the most potentially damaging investigation being the FTC examining Apple’s requirement that developers only use Apple’s tools when writing apps for its iOS platform.” He writes that Apple’s relatively modest market share makes it tough to argue that Apple has dominant market power, but that “were regulators to define the market differently, they could hypothetically contest that Apple enjoys 70%-plus share of mobile device app downloads.”
3. Sustained growth in iPhones will inevitably lead to margin pressure. “Given Apple’s relatively strong market share at existing partners, investors have expressed concern over the company’s ability maintain growth without lowering price to attract new customers, which would negatively affect gross margins,” he writes. Sacconaghi, notes, though, that the company increase its addressable market by 60% by adding the 13 largest global carriers that don’t already offer the phone.
4. Near-term expectations for iPhone and iPad units are getting heady, risking disappointment. For iPads, he says, the question is whether the initial success is a temporary distortion due to out-sized and unsustainable enthusiasm among Apple fans. For the iPhone, he notes, a good portion of recent unit growth has been driven by expanded carrier distribution; he says a risks exists that if the company is slow to add more carriers, unit sales could fall short of estimates.
5. Apple’s insistence on retaining cash points to a risk of the company squandering it on a flawed acquisition. The company has $41.7 billion in cash, about 17% of its market cap. It has the largest cash balance of any company in the S&P (ex financials). He contends that some investors think there is a risk the company one day make a value-destroying acquisition; he notes that the company’s acquisition history is limited.

To read mores see the original source on the article Barron Apple analysis

written by Constantine Njeru \\ tags: Apple Stock, Barron, Bully, Existing Partners, Ios, Ipad, Iphone, Margin Pressure, Market Cap, Market Share, Mobile Device, Nasdaq Market, Potential Pitfalls, Red Flags, Regulatory Scrutiny, Research Analyst, S Market, Silicon Valley, Strong Market, Wallstreet

If you are a Newport beach resident and in need of a financial advisor we suggest you start by looking at the list of top 100 financial advisors in California. The list was compiled by Barron online.

Barron top 100 financial advisors near California.

The list included the following advisors from Newport beach area:-

1. Troy Armstrong of Merrill Lynch was ranked No. 32
2. Bob Klein of J.P. Morgan Securities was ranked No. 44
3. Mark Binder of Merrill Lynch was ranked at No. 58
4. Laila Marshall of -Pence Pence Wealth Management was ranked No. 63
5. Ed Levin of UBS Financial Services was ranked at No. 70.

If you are not looking for a financial advisor from a high street firm and what you want is an independent financial advisor,  then you can look at the following firms around Newport Beach.

1. Raymond James Financial Advisors
2. Richter Robert Financial Advisors

written by Constantine Njeru \\ tags: Armstrong, Barron, Bob Klein, Ed Levin, Financial Advisors, Independent Financial Advisor, J P Morgan, J P Morgan Securities, Laila, Mark Binder, Marshall, Merrill Lynch, Newport Beach Area, Newport Financial, Pence, Raymond James Financial, Richter, Ubs, Ubs Financial Services, Wealth Management

If you live around San Francisco and you need suggestions for a good financial advisors you need to look for a great financial advisor. Not one of those cut throat brokers that are just out to get your commission on trades. But one with your best interest at heart.

Looking for a Top Ranked Financial Advisor In San Francisco on Barron List

One of the places to find a Financial Advisor around San Francisco is the ranking of top financial advisors in San Francisco by Barron Online.

According to the 2010 Barron Ranking of San Francisco financial advisors, Top five were :-

1. Troy Griepp of Morgan Stanley PWM
2. Dan Osborne Merrill Lynch
3. James Hulburd Merrill Lynch
4. Sanford katz Credit Suisse Securities
5. David La placa Deutsche Bank Alex. Brown

San Fransisco Independent Financial advisors

These are the big firms and like all other big firms they don’t come cheap. If they are expensive for you, you can always look for the independent advisors based around San francisco.

Another good place to find the San Francisco financial advisors is at Yelp online. This financial advisors are rated by people like, people who have done business with them. You can search for financial advisors near your neighbourhood and read other people have to say about them.

written by Constantine Njeru \\ tags: Barron, Best Interest, Credit Suisse, Cut Throat, Deutsche Bank, Deutsche Bank Alex Brown, Heart, Independent Advisors, Independent Financial Advisors, Katz, Merrill Lynch, Morgan Stanley, Neighbourhood, Pwm, San Francisco, San Fransisco, Sanford, Suggestion, Trades, Yelp