Daily Investment Tips

Oprah Winfrey offers personal finance advice on her website. The Queen of day time TV shares the following personal finance tips.

Oprah Winfrey Personal Finance Tips.

Oprah advices people to divide their their income into five core areas

1. Education,
2. Real Estate,
3. Savings,
4. Spending
5. Retirement Investment.

Oprah encourages everyone to invest in financial education ; The only way to can invest successfuly is by understanding how the stock market works, knowing how to read financial accounts and knowing how the economy works.

Oprah says that everyone should plan for the future and at it helps to solve the situation when you are badly in need of money.

Financial Information courtesy of oprah-winfrey.org

written by Constantine Njeru \\ tags: Advices, Core Areas, Day Time, Economy, Financial Accounts, Financial Advice, Financial Education, Financial Finance, Financial Information, Need Money, Oprah Winfrey, Personal Advice, Personal Finance Advice, Personal Finance Tips, Personal Website, Queen, Retirement Investment, Stock Market, Time Tv, Winfrey Oprah

The advantage of being young is that you have alot of time to save and accumulate enough money for retirement.

In a Boston Globe Money Make Over column, Financial Planner Philip Lee of Back Bay Financial Group gave the following financial advice to two 30 something young people, unmarried without kids.

First of all pay off the students loans.

Tackle the emergency fund, make sure that you have enough tucked away to cover six months of living expenses.

Don’t ignore retirement savings, since delaying even a few years can dramatically increase the amount that you need to save each month.

written by Constantine Njeru \\ tags: Advantage, Boston Globe, Emergency Fund, Enough Money, Financial Advice, Financial Group, Financial Planner, Living Expenses, Loans, Philip Lee, Retirement Savings, Six Months, Young Kids, Young People

E. William Stone is the chief investment strategist at PNC Wealth Management in Philadelphia.

William Stone Financial Advice

In businessweek interview the man gave his thoughts on why this is the best time to be investing in stocks.

Widespread nervousness about the economy is “a positive” because it gives investors a chance to find “a good company that’s being dragged down by the overall market.”

written by Constantine Njeru \\ tags: Best Time, Businessweek, Chief Investment Strategist, Economy, Financial Advice, Good Company, Investing In Stocks, Investment Management, Investors, Nervousness, Philadelphia, Pnc, Wealth Management

Roger Coleman, Morgan Stanley Smith Barney was ranked number one on 2010 Barron list of top 100 financial advisors in the state of New York.

Roger Coleman Investing advice

Roger Coleman preaches diversification, and has his managers following a Morgan Stanley model for global allocation: about 30% in bonds; 45% in equities; and 25% in alternative investments.

written by Constantine Njeru \\ tags: Alternative Investments, Barron, Bonds, Diversification, Financial Advice, Financial Advisors, Financial Investment, Global Allocation, Investing Advice, Investment Tips, Morgan Stanley, Roger Coleman, Roger Smith, Smith Barney, Stanley Smith, State Of New York

In this Wall Street Journal article Christopher Jones, a New York financial planner has some clever ideas on how to allocate money during this period of low interest rate.

Mr. Jones is advising clients who can afford to pay cash for a home to take out a mortgage instead and invest the funds in a diversified portfolio. “If you look at where the market is now and where it could be five to 10 years from now, the return potential is significant,” he says. Ideally, investors would want to borrow at rates below 5% and invest the money in a well-diversified portfolio aiming to return 8% a year over 10 to 15 years.

Read the whole article at Wall Street Journal

written by Constantine Njeru \\ tags: 10 Years, Christopher Jones, Clever Ideas, Diversified Portfolio, Financial Advice, Financial Investing, Financial Planner, Interest Rate, Investing Advice, Investors, Money, Mortgage, Street Journal Article, Wall Street, Wall Street Journal